I participated in an Influencer Activation on behalf of Influence Central for American Express Serve. I applied for the Serve Cash Back card to facilitate my review and received a promotional item to thank me for my participation.
If you haven't figured it out as yet, I have a little bit of a spending problem. Okay, I'm being dramatic, but I do get a little swipe happy. Between grocery shopping, weekly Starbs runs, or just making impromptu purchases, my debit card is very active. And if I don't track my spending, it's really easy to blow through my budget.
Regardless of our spending habits, everyone could use a lesson or two in budgeting and financial responsibility. Using the new American Express Serve Cash Back card, the first prepaid debit card to offer cash back, we can earn 1% cash back on every dollar we spend. So when we're buying those impulse purchases, we'll at least be saving a little something.
The American Express Serve® Cash Back card is a full-service reloadable pre-paid account, and the best part is that it offers access to money management tools at no cost, AND cash back on everyday purchases. So for the first time, we won't feel TOO guilty about our triple venti mocha chai whatever it is that you drink.
It's super simple: you use the prepaid debit card like you would any other - online or in-store, and after your purchase, you can go to your account and access your 1% cash back for every dollar that you spent. The cash back is just added to your account and ready to spend whenever you are. You can load money on using free Direct Deposit, or you can just transfer money by linking the card to your current debit card and start saving 1% cash back immediately.
One of the best parts is that while it's not an American Express credit card, the American Express Serve Cash Back card offers you access to all of the benefits of being in the American Express network, like the world class 24/7 AmEx customer service, purchase protection and roadside assistance hotline that you can call in case of an emergency for reliable service. For only $5.95 a month (and free in certain states, like Vermont!) American Express Serve® Cash Back cardholders have free direct deposit, free online bill pay, and free in-network ATM withdrawals.
And setting up is easy too! You don't even have to go to a bank: just register online to get a prepaid card in the mail for free, or buy the card at a retail store for around $3.95 (prices vary per retailer). There are no credit checks, minimum balances or hidden fees. And with the American Express Serve Mobile app, you can check your balance and recent transactions, pay bills on the go, deposit checks and send money to family or friends who have a Serve account.
For a college girl on a budget, this was probably the best debit card that I could find, and while my spending hasn't slowed, my saving has increased with 1% cash back on every dollar. While it's small, it's something, and isn't that the best part of it all?
Register yourself for an American Express Serve® Cash Back prepaid debit card (which can be mailed to you for free!), and start saving money while you spend!